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CD/Money Market Accounts
Certificate of Deposits, more commonly known as CDs, are a great way to earn higher interest on money that people don't need access to. CDs are often for a certain term such as 3 Months, 6 Months or longer. Typically the longer the period, the higher the interest rate. With the current low interest rate environment, the interest rates don't vary too much between a shorter term CD and a longer term CD. Once the federal fund rates start to go up, the CD rates will also go up especially on the longer term products.
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